Find the answers to the commonly asked questions on Investments. Learn about fund-based investment bond options and about the different investment asset types. You can also send an enquiry, or call us on : 01 845 0049 to find out more.
You should always try to hold some of your money as cash, but if you keep all of it in a deposit account, inflation can eat away at it – especially when interest rates are low.
You must ensure that any investment you make matches your attitude to risk.
You should be aware that early encashment, or withdrawal will often incur encashment penalties.
The value of investments can go down as well as up.
Frequently Asked Questions
Why consider investment alternatives?
Given the historically low interest rate environment, many of us have lump sums in the bank, post office or credit union that are seeing very little return.
What kind of investment plans do you offer?
We offer funds-based investments for the medium to long term investor. This allows for risk diversification across all asset types including cash, gilts, equities, property and alternatives.
Can I protect my capital while still taking risk?
Investments with capital protection carry a guarantee from a financial institution that some or all of the original capital invested will be returned even if markets fall. There is usually an additional fund manager fee to account for the protected element.
How do I ensure best value for money?
We compare charges and investment performance of all leading investment providers. We ensure that the recommend investment option matches your appetite for investment risk and that any charges are fully transparent and kept to a minimum.