Compare Lump Sum Investment Options
Your Investing Options Made Simple
As a low cost Investment broker, One Quote is committed to making investing your money simple, through a range of low cost fund-based investment bonds to suit all levels of investor.
We offer specialist investment advice to individuals seeking to beat Bank deposit rates and Post Office backed investment bonds, covering all asset classes from cash and gilts to equities, property, and commodities.
We also provide a range of options for those seeking to invest in ethical fund options.
Many people have money sitting in deposit accounts earning very little, or worse still no interest with inflation considered.
We can help you define your investment goals and risk appetite, before advising on a range of options to put your money to work. Our investment advisory service includes continuous updates, with initial and follow up consultations as standard.
No matter how big or small your investment lump sum, we can show you a choice of investment alternatives to help you achieve higher returns.
Lower costs mean better returns
We offer a flat once off fee or a reduced commission from your chosen product provider, allowing us to maximise your investment allocation rate and reduce your fund manager charge.
Investment Advice – Things to consider
What’s the recommended minimum investment term of the product?
Some products may be suitable for short-term investment, while others may require you to take a longer-term view.
What kind of access will I have to my money?
Some products offer immediate access, while others may lock up your money for a particular period.
Does this product provide an income or capital growth?
Some products may be geared to provide regular income along the way, while others provide the opportunity for capital growth.
What is the associated investment risk?
Some products may guarantee to return your full investment while others may involve a risk of getting back less than you put in.
How will my returns be taxed?
The income and/or capital gain you earn may be taxed in different ways, depending on the type of product. For example, deposit interest may be subject to Deposit Interest Retention Tax (DIRT) while gains from life assurance savings and investment policies are subject to an ‘exit tax’ deduction before payment to you.
Investment Risk Advice
Past performance is not a reliable guide to future performance. The value of your investments can go down as well as up and you may lose some or all the money you invest, should you make the wrong investment decisions.
Investments denominated in a currency other than your base currency may be affected by changes in currency exchange rates. You should always seek professional investment advice before investing, match your risk profile to the underlying investment assets, and conduct regular reviews.
For a better understanding of your Investment Bond options, call One Quote on: 01 845 0049 or email [email protected]