Investment Bonds

Lump sum investment bonds are especially important in a low-interest rate environment. We provide a free comprehensive and impartial comparison of the leading insured investment product providers in Ireland, with a range of options to suit most investors seeking to beat deposit rates and achieve much better investment returns.

investment bonds Savings & Investments play-video
Investments top-tips
Savings & Investments ic-mp

Investments top-tips

  1. You should always try to hold some of your money as cash, but if you keep all of it in a deposit account, inflation can eat away at it – especially when interest rates are low.
  2. You must ensure that any investment you make matches your attitude to risk.
  3. You should be aware that early encashment, or withdrawal will often incur encashment penalties.
  4. The value of investments can go down as well as up.


Compare Lump Sum Investment Options

Your Investing Options Made Simple

Investment Advice

As a low-cost Investment broker, One Quote is committed to making investing your money simple, through a range of low-cost fund-based investment bonds to suit all investors with €30,000 or more to invest.

We offer specialist investment advice to individuals seeking to beat Bank deposit rates and Post Office backed investment bonds, covering all asset classes from cash and gilts to equities, property, and commodities.

We also provide a range of options for those seeking to invest in ethical fund options.

Many people have money sitting in deposit accounts earning very little, or worse still no interest with inflation considered.

We can help you define your investment goals and risk appetite, before advising on a range of options to put your money to work. Our investment advisory service includes continuous updates, with initial and follow up consultations as standard.

No matter how big or small your investment lump sum, we can show you a choice of investment alternatives to help you achieve higher returns.

Lower costs mean better returns

We offer a flat once off fee or a reduced commission from your chosen product provider, allowing us to maximise your investment allocation rate and reduce your fund manager charge.

Investment Advice – Things to consider

Investment Pointers

What’s the recommended minimum investment term of the product?
Some products may be suitable for short-term investment, while others may require you to take a longer-term view.

What kind of access will I have to my money?
Some products offer immediate access, while others may lock up your money for a particular period.

Does this product provide an income or capital growth?
Some products may be geared to provide regular income along the way, while others provide the opportunity for capital growth.

What is the associated investment risk?
Some products may guarantee to return your full investment while others may involve a risk of getting back less than you put in.

How will my returns be taxed?
The income and/or capital gain you earn may be taxed in different ways, depending on the type of product. For example, deposit interest may be subject to Deposit Interest Retention Tax (DIRT) while gains from life assurance savings and investment policies are subject to an ‘exit tax’ deduction before payment to you.

Investment Risk

Investment Risk Advice

Past performance is not a reliable guide to future performance. The value of your investments can go down as well as up and you may lose some or all the money you invest, should you make the wrong investment decisions.

Investments denominated in a currency other than your base currency may be affected by changes in currency exchange rates. You should always seek professional investment advice before investing, match your risk profile to the underlying investment assets, and conduct regular reviews.

For a better understanding of your Investment Bond options, call One Quote on: 01 845 0049 or email [email protected]