Mortgage Protection Quotes Comparison
Mortgage Protection Insurance Options
Instant Quote Comparison
Our free online mortgage protection quotes comparison calculator compares the most extensive range of mortgage protection insurance quotes in Ireland instantly comparing quotes from all of Ireland’s leading mortgage protection providers with up to 25% instant discount + the first month free + with additional complimentary benefits as standard – Get Quote!
We include all possible quote options, so you can make sure you buy the right mortgage protection for you. With the choice of single, joint or dual cover, adding serious illness cover and of including a conversion option for maximum flexibility, we’ve got you covered.
Instant Benefits Comparison
Instantly compare both standard and complimentary policy benefits from all of Ireland’s leading mortgage protection insurance providers including; Aviva, Friends First, Irish Life, New Ireland, Royal London, and Zurich Life.
Noting your Mortgage Lenders Interest
Mortgage Protection – Easy Bank Assignment
As part of our mortgage protection insurance service, once your application is processed and you have confirmed your required policy start date, we will send you your original “Policy Certificate” to assign to your bank, allowing them to note their interest.
Choosing the Right Mortgage Protection
Types of Mortgage Protection Insurance
The phrase Mortgage Protection most commonly refers to a reducing cover, term life insurance policy. The policy has a term to match your mortgage loan term and the cover reduces as the balance on your mortgage loan decreases. However, any life insurance policy that is assigned to a mortgage lender against a mortgage loan is in effect a mortgage protection policy.
The minimum bank requirement is for reducing life insurance cover, but you should consider all mortgage protection policy types against your own personal requirements, all of which can be quickly compared using our quote calculator – Get Quote!
- Reducing term life insurance
This represents the cheapest form of mortgage protection insurance, the life insurance is arranged to match your mortgage loan term, with the life cover reducing in-line with the outstanding mortgage loan.
- Reducing term life insurance with accelerated serious illness cover
The same as the reducing cover mortgage protection policy described above, but with optional serious illness cover included.
- Level term life insurance
Level cover as the name suggests means that the cover stays level and this type of policy is a requirement for an interest-only mortgage loan. But it also deserves consideration by anyone with dependents who need and can afford additional life cover.
- Level term life insurance with accelerated serious illness cover
The same as the level cover mortgage protection policy described above, but with optional serious illness cover included.
Switching Mortgage Protection Insurance
Switching Mortgage Protection Provider
Switching mortgage protection can save you thousands over your policy term and we make the switching process simple, with the first month free, to ensure no payment overlap occurs.
Note: You cannot replace policies using the same insurer for a like for like policy, if your replacement quote shows the same insurer, please call us on: 01 845 0049 to discuss your options.
Switching in 4 simple steps:
1. Run your discounted quote and apply online.
2. Start your new policy, as soon as it’s processed and get the first month free.
3. Hand your new Policy Certificate over to your bank, sign their Assignment Notice and tell them to cancel the old policy.
4. Then contact the insurer of your old policy to ensure that the policy is canceled.