Mortgage Protection – Life Insurance – Aviva Quote
Standard Mortgage Protection – life insurance from Aviva, will pay-out a lump sum to clear your mortgage should a death claim occur during the policy term. Your premium is fixed and complimentary benefits and features include; Best Doctors second medical opinion for the whole family including your parents, Accidental Death Benefit prior to policy issue and Guaranteed Insurability which uniquely allows both future cover and policy term increases, free of fresh medical questions. The policy also comes with the first month free!
Complimentary Additional Benefits
Advance Cover - Accidental Death Benefit
Your insured life cover amount, up to a maximum of €150,000 is payable if a life proposed dies from bodily injury as a result of an accident while Aviva is still processing your fully completed application form, it continues to apply within the first 3 months from application receipt.
Guaranteed Insurability - with unique policy term extension option
This option allows you to increase the level of your cover by up to €40,000, and/or to increase your policy’s term without providing medical evidence, up until you turn 70. This means there is no new application to complete, just written confirmation that you are borrowing the extra money. Aviva is the only provider on the Irish Market that allows you to extend your policy term in this way!
If you have added serious illness cover to your plan, if your child dies during the term of your policy, a sum of €2,500 will be paid out. Children are also covered for the same specified illnesses as the policyholder, subject to a maximum of €25,000 for full payment illnesses and €10,000 for partial payment illnesses. This child cover applies between the ages of 30 days and age 21.
6 Month Reinstatement Clause
If your Mortgage Protection Cover lapses, you may reinstate it at any time within the following 6 months. This reinstatement will be subject to you providing us with satisfactory evidence of your ongoing good health – and paying all the outstanding premiums, plus any late payment charge that may apply at that time. This is unique to Aviva.
First Month Free
No matter your chosen policy start date, which can be any date between the 1st and 28th of any month, no direct debit will be taken in the first month of coverage.