Your insured life cover amount, up to a maximum of €150,000 is payable if a life proposed dies from bodily injury as a result of an accident while Irish Life is processing your fully completed application form. To qualify you must be you must be under age 55 and your policy accepted at standard rates within 30 days.

This benefit is available on both life and specified illness cover plans. If you start life cover and before the age of 55 you then get married, or become a registered civil partner, have a child, take out a new, or extra mortgage, or get an increase in salary, you can ask Irish Life to set up a new life cover plan, without providing fresh medical information.

The maximum increase in your cover is €125,000; half of your current benefit; or half of your original benefit; whichever is lower.

NURSECARE – SOMEONE TO HELP WHEN YOU’RE NOT SURE WHAT TO DO

• There are nurses available to talk to you 24 hours a day all year round. They can help you decide
  the best thing to do, whether that’s advice on medication or if you should visit your doctor.

MEDCARE – A SECOND OPINION FOR PEACE OF MIND

• MedCare can help give you peace of mind if you are diagnosed with one of the conditions covered by MediGuide. This means you can have an independent review of your diagnosis and treatment plan from one of a range of leading medical centres around the world.
• This service is also available to your immediate family including your parents and your spouse’s / partner’s parents.

CLAIMSCARE – SUPPORT IF YOU NEED TO CLAIM

If you need to make a claim you will have a dedicated member of the claims team to help you through the process. We also offer counseling services from the Clanwilliam Institute to help support you through bereavement or illness.