Retirement Ready

Once you're ready to select from your retirement options, we're here to provide premier financial advice.

Upcoming Retirees

Financial Advice for upcoming Retirees

Our retirement ready clients, are those either approaching or have recently taken retirement. Our expert financial advice centers on pension scheme retirement options, whilst also addressing your lump sum investment and life insurance needs.

We have been advising retirees for over 15 years and can help you find the most cost- effective and robust financial solutions, offering you long term security and peace of mind.

Retirement Ready

Retirement Ready

When faced with the often-difficult decision on how to best tackle your pension scheme retirement options, it can prove confusing.

Should you purchase an Annuity or reinvest in an Approved Retirement Fund (ARF). Before, reaching this particularly important long-term decision, getting expert financial guidance is crucial and so too is choosing the right financial advisor.

Financial Advice for upcoming retirees
Pension & Investment advice for private families

Annuity V ARF

Annuity V ARF

If on the underhand, you have a Defined Contribution Pension, (Employer Scheme or Private) then rising interest could certainly make an annuity more attractive, but it should be remembered that annuities end on the death of the annuitant, unless a spouse’s pension (up to 50%) or a guaranteed period (up to 10 years) is built in at set up. Adding a spouse’s pension, guaranteed period, and or inflation protection lowers the original pension payment (annuity). So, again, careful individual assessment and expert financial guidance is needed here.

Financial Advice at Retirement

The ARF Route

The ARF Route

We have a clearly defined process, where we look at your financial goals, the timeframe involved, access to capital and of utmost importance, your attitude to investment risk.

We will then research the market and offer the most appropriate and best value ARF investment plan.

Once your lump sum has been invested, our financial relationship continues and we will provide you with regular updates and annual reviews to ensure your investment is on track with your expectations.

Approved Retirement Fund

The Annuity Route

The Annuity Route

If you choose to go the annuity route, we can research the market to ensure your get value for money, meaning the highest possible regular pension payment in return for your pension pot.

As you approach retirement, your pension provider will offer you an annuity based on the terms they are prepared to offer at that time. You are not obliged to accept this deal; you are free to shop around for the best rate and option for you.

Extensive Reach

Solutions & Partnerships

We partner all leading life insurers and asset managers operating within in the Republic of Ireland.

Premier Solutions

Why Us

Our simple approach is all about maximum choice and convenience.



By understanding your position, we develop comprehensive plans to always deliver best value client outcomes.



Our solutions are personally tailored to your needs, and accomplished based on your priorities.



The application process is kept simple and done in a way that best suits you, so there is always full transparency.



We monitor and adjust to your changing needs, and to economic market conditions, with regular reviews.

news & posts

Our latest insights

Benefit from our latest financial advisory articles.

Pension Planning

Best Value Pension Plans

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Financial Protection

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Retirement Annuity
Post Retirement Planning

Pension Retirement Options

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Post Retirement Planning

ARF Pension Solutions

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