Specified Serious Illness Cover – Friends First
Specified Serious Illness Cover from Friends First, providers cover for 68 specified serious illnesses, 47 full payments and 21 partial payments, including cover for serious traffic accidents. Claims can be made after a 14 day survival period based on medical diagnosis. Free children’s serious illness cover, for children under age 21 applies.
If you are diagnosed with one of 68 specified serious illnesses during the term of your policy, a lump sum will be paid out. 47 full payment illnesses and 21 partial payment illnesses are covered. Partial paymnet illnesses pay the lower of 15,000 or 50% of the specified benefit sum assured.
Free Children's Cover
The benefit will be €20,000, or 50% of the total of all Specified Illness sums assured, whichever is lower. Children up to the age of 21 are covered.
Where chosen, this option allows you to convert your cover to another policy without having to provide new evidence of health. You can use this option at any point over the course of your policy up to age 65.
Where chosen, Inflation Protection ensures that your cover increases by 3% and your premium increases by 5% each year. This helps to protect the real value of your cover as time passes.