Your insured life cover amount up to a maximum of €150,000 is payable if a life proposed dies from bodily injury as a result of an accident while Aviva is processing your fully completed application form, and within the first 3 months from application receipt.

If your child dies during the term of your policy, a sum of €2,500 will be paid out.

Children’s are also covered for the same specified illnesses as the policyholder subject to a maximum of €25,000 for full payment illnesses and €10,000 for partial payment illnesses.

This child cover applies between the ages of 30 days and age 21.

If you are diagnosed with a terminal illness, your life cover will be paid out, so long as there are 12 months or more until the policy is due to end. A terminal illness is an illness that, according to the attending Consultant, has no known cure, has progressed to a point at which it is deemed incurable or is expected to lead to death within 12 months.

If your cover lapses, you may reinstate it at any time within the following 6 months. This reinstatement will be subject to you providing us with satisfactory evidence of your ongoing good health – and paying all the outstanding premiums, plus any late payment charge that may apply at that time.