Your insured life cover amount, up to a maximum of €150,000 is payable if a life proposed dies from bodily injury as a result of an accident while Zurich Life is processing your fully completed application form, and within the first 30 days from application receipt.

Parental Respite Cover can help provide parents with important financial breathing space should the worst happen and their child suffers a serious illness, or a bereavement occurs. Child cover applies from birth to age 18 or up to age 25 if in full-time education. A maximum payment of €7,000 applies to life cover and a €25,000 maximum to serious illness cover claims.

This allows you to increase your Life and Serious Illness benefits by the lesser of 50% of the original benefit at the start date of the policy and €100,000, without underwriting in the event that you gain approval for a new mortgage, or increase in an existing mortgage and subsequently draw down these funds.


The total maximum increase across all options over the life of the policy is the lesser of €200,000 and the original sum insured at the policy start date.