Mortgage Protection
Mortgage Protection
Should a death claim occur during the cover term, a tax-free payment will be made payable, to your mortgage lender to clear the mortgage a leave a small residual.
If you are diagnosed with one of 97 specified serious illnesses during the term of your policy, a tax-free lump sum will be paid out. 52 full payment illnesses and 45 partial payment illnesses are covered, including the 3 major full payment conditions of cancer, heart attack, and stroke. The survival period prior to a claim pay-out is 10 days.
Digital GP
It’s not always easy or convenient to get to the doctors’ surgery. With Aviva Digital GP you can get an online appointment with a doctor without having to wait for a face-to-face appointment. The Aviva Care digital GP service is a private doctor service offering you and your immediate family access to clinical advice and guidance in non-emergency situations. At home or on holiday, it offers the peace of mind of being able to speak to a doctor quickly, at a time that suits you.
Family Care Mental Health Support
We cover each of your children for the lesser of €5,000 life cover or 10% of the sum insured life cover for as long as you are covered. Aviva will only pay one claim for each child, no matter how many plans you have with them.
Children are also covered for the same specified illnesses as the policy holder/s, subject to a maximum of €25,000 for full payment illness and €7,500 for partial serious illnesses.
By “children” or “child” we mean any child, stepchild or adopted child of yours who is aged 30 days or more and who is under the age of 21 or under the age of 25 if in full time education.
Aviva will pay out the life cover amount if you’re diagnosed with an advanced or rapidly progressing incurable illness. Your life expectancy must be less than 12 months in the opinions of both an attending consultant and our Chief Medical Officer.
If you increase your mortgage or extend its term, you can take out additional mortgage protection cover to meet your need for a larger amount of life cover. Aviva won’t ask for further evidence of your health as long as the term of your plan matches that of your extended mortgage, and the increase in your cover is no more than €40,000.
This cover kicks in from the moment you send us a fully completed and signed application form and direct debit mandate. You get cover for accidental death, up until we accept or decline your application. Aviva will pay out the lower of the life cover amount being applied for and €150,000. They will only pay once under this benefit in respect of any life insured regardless of the number of life
cover policies or applications for life cover a person has with Aviva.
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OneQuote Financial Brokers,
11 James’s Terrace, Malahide,
Co. Dublin, K36 CV08
One Quote Financial Brokers is regulated by the Central Bank of Ireland no: 459006.
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