Your children between the ages of 30 days old and 25 are covered for up to €25,000, or half of your specified illness benefit amount, whichever is lower, for as long as you are covered.
If you have stand-alone specified illness cover (which means you have no life cover on this plan) and you are diagnosed as having a terminal illness, Irish will pay €15,000 of your specified illness cover straight away, or half your specified illness benefit amount, whichever is lower.
Where chosen, this option allows you to convert your cover to another policy without having to provide new evidence of health. You can use this option at any point over the course of your policy. The maximum age to extend cover is to age 85. If you select the conversion option, you can select any term for your cover from 2 to 50 years for life cover
Where chosen, Inflation Protection ensures that your cover increases by 3% and your premium increases by 4.5% each year. This helps to protect the real value of your cover as time passes.
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