Mortgage Protection – Life Insurance – Aviva

Aviva Mortgage Protection

Mortgage Protection – life insurance from Aviva, will pay-out a lump sum to clear your mortgage should a death claim occur during the policy term. Your premium is fixed and complimentary additional benefits include; Best Doctors second medical opinion for the whole family including your parents, Accidental Death Benefit prior to policy issue and Guaranteed Insurability which uniquely allows both future cover and policy term increases, free of fresh medical questions. The policy also comes with the first month free!

Complimentary Additional Benefits

Advance Cover - Free Accidental Death Benefit

Your insured life cover amount, up to a maximum of €150,000 is payable if a life proposed dies from bodily injury as a result of an accident while Aviva is processing your fully completed application form, and within the first 3 months from application receipt.

Guaranteed Insurability - Unique Ongoing Flexibility

This unique guaranteed insurability feature, allows you to increase the level of your cover by up to €40,000, and/or to increase your policy’s term without providing medical evidence, up until you turn 70. This means there is no new application to complete, just written confirmation that you are borrowing the extra money.

Free Children’s Cover

If you have added serious illness cover to your plan, if your child dies during the term of your policy, a sum of €2,500 will be paid out. Children are also covered for the same specified illnesses as the policyholder, subject to a maximum of €25,000 for full payment illnesses and €10,000 for partial payment illnesses.

This child cover applies between the ages of 30 days and age 21.

Reinstatement Clause

If your Mortgage Protection Cover lapses, you may reinstate it at any time within the following 6 months. This reinstatement will be subject to you providing us with satisfactory evidence of your ongoing good health – and paying all the outstanding premiums, plus any late payment charge that may apply at that time.

First Month Free

With a flexible policy start date to suit your needs, this policy comes with the first month free as standard.

Optional Added Benefit

Serious Illness Cover

For an additional cost, you can choose to add Serious Illness Cover to your mortgage protection plan. Where included on your policy, If you are diagnosed with one of 66 specified serious illnesses during the term of your policy, a lump sum will be paid out. 47 full payment illnesses and 19 partial payment illnesses are covered. Return to your quote result page and download your customer guide to review the full list of specified serious illness’s covered.

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