Mortgage Protection
Mortgage Protection
Lump Sum on Death – A lump sum amount payable on the death of the life insured during the term of cover.
In the case of a joint life policy the lump sum on death is payable on the death of the first to die of the lives insured. In the case of a dual life policy the lump sum on death is payable on the death of each of the lives insured.
Accelerated Specified Illness – A lump sum amount payable if the life insured is diagnosed with one of 55 specified illnesses covered during the term of cover. This benefit also provides for a partial payment if the life insured suffers from one of 36 illnesses of lesser severity during the term of cover. The Lump Sum on Death benefit will be reduced by any amount claimed under the Accelerated Specified Illness benefit.
Better Health
BetterHealth is an online healthcare service for Life Choice* customers to support you and your immediate family** in your health and wellbeing, helping you live life to the full.
One of the benefits of being a Life Choice* policyholder means you and your immediate family** can benefit from BetterHealth.
New Ireland has teamed up with Teladoc Health to provide a range of online services to you. This service will offer you support and care at a time when you need it most.
BetterHealth services provides extra cover at no extra cost, this service supports a wide range of needs including:
With Life Events Option, you can increase the level of the Lump Sum on Death and/or Accelerated Specified Illness Benefit applying to a Life Insured within 3 months of the occurrence of any of the following life events without providing evidence of the Life Insured’s current health and occupation:
a. The Life Insured has increased a mortgage associated with this policy because the Life Insured has moved principal residence;
b. The Life Insured has married;
c. The Life Insured or a spouse of the Life Insured has given birth to a child or legally adopted a child.
In the case of each Life Insured, the option to increase a benefit without medical evidence will only apply if the Life Insured is already covered for that benefit within the policy.
Get in touch
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OneQuote Financial Brokers,
11 James’s Terrace, Malahide,
Co. Dublin, K36 CV08
One Quote Financial Brokers is regulated by the Central Bank of Ireland no: 459006.
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