Low Investment Charges – Pensions & Investments
Low investment charges can make a big difference to your returns, but when you seek professional advice on Pensions or Investments the natural focus will be more on past performance, but it’s also hugely important to be aware of ongoing charges albeit a Personal Pension, PRSA, Executive Pension, post-retirement ARF, Personal Retirement Bond, Group Occupational Pension or a lump sum Investment Bond and to seek the lowest charges possible.
It may sound obvious, but ignoring or not fully understanding underlying charges or fees will negatively affect the investment returns you achieve!
Here at One Quote Financial Brokers, we not only pride ourselves on the investment choice that we can offer all investor types but, on the low-cost transparent charges that we put to the forefront of all client recommendations.
Low Investment Charges – Full Transparency:
1. You are always guaranteed 100% investment allocation, meaning “No Contribution Charges” as your money is being invested.
2. The annual fund manager charge (AMC) which is taken by the fund managers against your accumulating fund value over time is always minimized, meaning base levels of 0.5% on AMRF’s & ARF’s, 0.75% on Personal, Executive Pensions & Group Pensions and 1% on lump sum investments.
Low Investment Charges – Fund Manager Choice
One Quote Financial Brokers partnered fund managers include a choice of; Zurich, Aviva, New Ireland, Irish Life, Columbia Threadneedle, BlackRock, Dimensional, BNP Paribas, Legal & General, BNY Mellon, State Street, Goodbody, Merrion, JP Morgan, Invesco, and Davy.
We offer multi-asset active funds, indexed funds, and exchange-traded fund offerings and cover all traditional asset classes including Cash, Bonds, Property & Equities as well as Alternatives which can include precious metals such as gold and copper, as well as investments in water infrastructure and agriculture.
Low Investment Charges – Personal Risk Profiling
Once we discuss your investment requirements and before recommending a suitable low-cost solution, we will carry out a free personal investment risk profile to ensure that the underlying assets held within your chosen investment match up with your attitude to risk, product needs, and broader financial situation.
Get more through One Quote Financial Brokers!
When choosing our low-cost pension or investment solutions you get the best in class providers too! All plans come with a personal letter of product suitability and to deliver the best of both worlds, we are partnered with all leading plan providers operating in the Republic of Ireland, all of whom offer long-established security.
Discover more about our partners