Investment Planning
Early Investment Outlook – US Equities 2025
As we lean into 2025, and with most Irish pension and lump sum bond investors funds, weighted more heavily in the U.S., than in the
17/01/2025
investment advisory
Warren Buffet
We provide multi-asset lump sum investment options, tailored to your individual needs.
Bespoke Investments
Our specialist lump sum investment advice delivers, medium to long term investment solutions, serving both private and corporate clients, alike.
By matching your return expectations, to your investment time horizon,
we combine strategic asset allocation, with our robust multi-manager approach, aligned to both risk appetite, and where required to sustainability preferences.
Utilising unitised funds, we construct highly cost-effective, tailored investment bonds, which include full implementation and performance monitoring, together with your own 24/7 online access.
Once set up, your lump sum investment remains flexible, so if your risk approach changes, its is easy to alter your investment at any time.
Impartial Advice
Investing can appear complex, so we explain the jargon is simple terms, helping you to identify your most suited underlying asset alternatives, whilst ensuring independent choice, diversity and cost transparency.
Real choice means that we will never attempt to promote any single solution, but offer a selection of options matched to your individual requirements.
Asset diversity means that we will create a tailored portfolio to spread and hedge risk as appropriate.
Cost transparency ensures that there are no hidden charges or fees, with a focus on delivering real client value.
your path to investing
Investing involves risk and return
correlation and you will obviously want to maximise your gains, relative to your risk tolerance. You may also wish to place importance on the underlying investments
ESG impact.
Our job is to listen to and understand your needs and expectations, so as to provide the best investment advice based on a keen understanding of the markets.
From conservative portfolios to the most adventurous, the initial client assessment is still the same, with investment time horizon, required access, taxes and charges all carefully presented
Premier Solutions
Our investment advice and solutions involve a simple 4-step approach.
01.
By understanding your position, we develop bespoke investments, to deliver best value client outcomes.
02.
Our investment solutions are personally tailored to your needs and based on your priorities.
03.
Application is kept simple, using latest technologies, with digital signature, client sign-off.
04.
We monitor and adjust to your changing needs, and to altering market conditions, with regular portfolio reviews.
Extensive Reach
Our lump sum investment recommendations are managed by some of the world’s leading fund managers.
testimonials
Our investment client feedback through Google reviews.
news & posts
Benefit from our investment advisory articles.
As we lean into 2025, and with most Irish pension and lump sum bond investors funds, weighted more heavily in the U.S., than in the
Our risk management philosophy centres on the belief that optimised portfolios require not only appropriate asset diversification but blended investment styles. This means, that we
When it comes to investing in Standard fund-based pension products, albeit a lump sum or regular contributions, the lowest cost investment funds, can offer an
As we lean into 2025, and with most Irish pension and lump sum bond investors funds, weighted more heavily in the U.S., than in the
Our risk management philosophy centres on the belief that optimised portfolios require not only appropriate asset diversification but blended investment styles. This means, that we
When it comes to investing in Standard fund-based pension products, albeit a lump sum or regular contributions, the lowest cost investment funds, can offer an
Investment advice
Your lump sum investment questions answered.
Before making a lump-sum investment, you should think carefully about your financial situation in terms of investment objectives: time horizon, risk tolerance, charges, and the taxation of gains.
Time Horizon
This is all about how quickly you might need access to your money. If you are interested in investing in a multi-asset environment, a time frame of 5-7 is most typically required, although you can look to draw an income.
Risk Tolerance
Risk and reward have a positive correlation, meaning the higher the risk the higher the reward potential. We will assist you with identifying the appropriate investment assets to align with your personal profile.
Charges
We always seek out investment solutions, that not only provide you with the best returns in you risk space, but also the most competitive charges.
Taxation
All lump investments (non-pension related) are subject to their gains being taxed , albeit DIRT Tax, Capital Gains Tax or Exit Tax. However, we can advise you on the most tax-efficient solutions.
We offer low-cost lump sum investment solutions, which grant access to the following: equities (stocks), bonds, real estate, and ETF’s as well as alternatives, gold, and other specialised assets.
Dependent on market interest rate conditions, we may also offer Structured Deposits for time to time, offering fix rates returns for larger lump sums.
The minimum amount for investment in both passive indexed and active funds in 50K.
The minimum lump sum to avail of our guaranteed deposit rates is 100K.
We charge just 0.25% PA for our broker support services, working with over 23 separate domestic and international asset managers. This is in additional to the fund managers own charge, which is subject to the fund style, fund construct and the size of your investment.
Our service doesn’t stop when you start investing, regular reviews with your adviser allow us to tweak your portfolio as your needs, or market conditions, change.
The typical combined total combined annual cost, comprising of both the fund management and our broker service charge is 1.00% PA, dependent on you choice of funds in the construction or your risk managed portfolio.
Both ETFs and index funds are pooled investment vehicles, index funds are are passive as they track an index, whereas as EFTs can be passive or active. Another key difference is that ETFs can be bought and sold on the stock exchange (just like individual stocks) — while index funds cannot.
Structured Deposits over superior fixed rates of return to those generally available to Irish bank depositors. Facilitators may include the likes of Societe Generale, HSBC or Barclays.
Yes, subject yo your personal requirements, a combination of deposit based and risk asset portfolios can be constructed, using our broker services.
Get in touch
Schedule your free consultation now.
OneQuote Financial Brokers,
11 James’s Terrace, Malahide,
Co. Dublin, K36 CV08
One Quote Financial Brokers is regulated by the Central Bank of Ireland no: 459006.
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