Savings & Investment Plans
We Make It Simple
At OneQuote.ie, we are committed to making Savings & Investment more simple.
We offer specialist advice to individuals seeking to set up, or review their existing savings and investments, with our services extending to:
- Educational Savings Plans
- Regular Savings Plans
- Medium Term Investment Bonds
Many people have money sitting in deposit accounts earning very little, or worse still no interest with inflation considered.
But how and where should you invest? What options are out?
OneQuote.ie can help you define your saving & investment goals and risk appetite, before advising on a range of options to put your money to work. Our investment advisory service includes continuous updates, with initial and follow up consultations as standard.
Whether regular or lump sum savings, for long term goal including children’s educational savings plans, 100% of your money is invested on day one and a full range of options are made available in terms of investment term, and asset type.
Savings & Investments – Things to consider
What’s the recommended minimum savings and investment term of the product?
Some products may be suitable for short-term investment, while others may require you to take a longer-term view.
What kind of access will I have to my money?
Some products offer immediate access, while others may lock up your money for a particular period.
Does this product provide an income or capital growth?
Some products maybe geared to provide regular income along the way, while others provide the opportunity for capital growth.
What is the associated investment risk?
Some products may guarantee to return your full investment while others may involve a risk of getting back less than you put in.
How will my returns be taxed?
The income and/or capital gain you earn maybe taxed in different ways, depending on the type of product. For example, deposit interest may be subject to Deposit Interest Retention Tax (DIRT) while gains from life assurance savings and investment policies are subject to an ‘exit tax’ deduction before payment to you.